| DEPOSIT
RATES |
| |
| CHECKING
/ SAVINGS |
| PERSONAL |
|
|
Interest
Rate |
Annual
Percentage
Yield |
| INTEREST
CHECKING |
|
|
.25% |
.25% |
| REGULAR
SAVINGS |
|
|
.50% |
.50% |
| MONEY
MARKET SAVINGS |
$0
- |
$4,999.99 |
.25% |
.25% |
| |
$5,000
- |
$24,999.99 |
.50% |
.50% |
| |
$25,000
- |
$49,999.99 |
.50% |
.50% |
| |
$50,000
- |
$249,999.99 |
.99% |
1.00% |
| |
$250,000
- |
$999,999.99 |
1.24% |
1.25% |
| |
$1,000,000.00
+ |
|
1.24% |
1.25% |
| |
| BUSINESS |
|
|
Interest
Rate |
Annual
Percentage
Yield |
|
BUSINESS SAVINGS |
|
|
.50% |
.50% |
BUSINESS INVESTMENT
SAVINGS
|
$0
- |
$4,999.99 |
.25% |
.25% |
| |
$5,000
- |
$24,999.99 |
.50% |
.50% |
| |
$25,000
- |
$49,999.99 |
.50% |
.50% |
| |
$50,000
- |
$249,999.99 |
.99% |
1.00% |
| |
$250,000
- |
$999,999.99 |
1.24% |
1.25% |
| |
$1,000,000.00
+ |
|
1.24% |
1.25% |
| |
| Minimum
deposit to open is $100.00. Fees may reduce
yields and rates are subject to change at any
time. |
| |
| CERTIFICATE
OF DEPOSIT / IRA’S |
| Term |
Interest
Rate |
Annual
Percentage Yield |
| 3
Month |
1.73% |
1.75% |
| 6
Month |
1.98% |
2.00% |
| 1
Year |
2.47% |
2.50% |
| 2
Year |
2.47% |
2.50% |
| 3
Year |
2.96% |
3.00% |
| 4
Year |
2.96% |
3.00% |
| |
|
|
| |
|
|
| |
|
|
Minimum
deposit to open is $500.00. Fees may
reduce yields. Rates are subject to
change at any time.
Once
purchased, a CD rate is fixed until maturity.
Early withdrawal may be subject to penalty. |
|
|
| Rates
are effective as of 01/05/2009 |
|
|
|
|
|
 |
|
