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DEPOSIT RATES
 
CHECKING / SAVINGS
PERSONAL    

Interest

Rate

Annual

Percentage

Yield

     INTEREST CHECKING       .15%   .15%
     REGULAR SAVINGS       .35%   .35%
     MONEY MARKET SAVINGS $0 - $4,999.99   .15%   .15%
  $5,000 - $24,999.99   .30%   .30%
  $25,000 - $49,999.99   .40%   .40%
  $50,000 - $249,999.99   .60%   .60%
  $250,000 - $999,999.99   .80%   .80%
  $1,000,000.00 +     .80%   .80%
 
BUSINESS    

Interest

Rate

Annual

Percentage

Yield

     BUSINESS SAVINGS       .35%   .35%

     BUSINESS INVESTMENT            SAVINGS     

$0 - $4,999.99   .15%   .15%
  $5,000 - $24,999.99   .30%   .30%
  $25,000 - $49,999.99   .40%   .40%
  $50,000 - $249,999.99    .60%   .60%
  $250,000 - $999,999.99   .80%   .80%
  $1,000,000.00 +     .80%   .80%
 
Minimum deposit to open is $100.00. Fees may reduce yields and rates are subject to change at any time.
 
CERTIFICATE OF DEPOSIT / IRA’S
Term  Interest Rate  Annual Percentage Yield 
3 Month   .35%   .35%
6 Month   .50%   .50%
9 Month   .70%   .70%
1 Year  .90%   .90%
2 Year 1.14% 1.15%
3 Year 1.73% 1.75%
4 Year 1.78% 1.80%
5 Year 1.78% 1.80%
     
     

Minimum deposit to open is $500.00.  Fees may reduce yields.  Rates are subject to change at any time. 

Once purchased, a CD rate is fixed until maturity.  Early withdrawal may be subject to penalty.

Rates are effective as of 11/09/2010    
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